Importance of EC certificates and 7/12 Utara online portal

 




Purchasing a property is one of the most difficult decisions you will ever make. Property buyers in Tamil Nadu must check the encumbrance certificate before purchasing land in the state. In Tamil Nadu, the issues of the encumbrance certificate fall under the jurisdiction of the sub-register. It is a place where the property is registered whenever it is sold or purchased. An encumbrance certificate(EC) proves whether an entity that is not the property’s original owner has any control over the property. The purchasing of property by knowing the encumbrance certificate entails significant financial investment. The citizens of Tamil Nadu can easily apply for EC online by visiting the TNREGINET website or the Inspector General of Registration(IGRS) Tamil Nadu. The portal was developed by the government of Tamil Nadu to ease the registration for birth, death, marriage, cheat, fund form, etc. Services such as searching for EC online and property valuation are easily accessible through this portal.


The encumbrance certificate is required when purchasing a home, applying for a home loan, or taking out a loan against it. It is necessary to have an encumbrance certificate when selling or buying a new home to prove that the property is free of any legal problems or monetary. It is usually required for a buyer to protect his legal title to the property. At the same time, it is also eligible for loans from financial organizations and banks, whether against it or for it. To apply for an EC online, all you need is information such as your address, name, District, Zone, Street name, Village, House details, SRO, and appropriate boundaries and extent of the property.


Types of encumbrance certificates-


  • Form 15- The sub-office registers issues and encumbrance certificates on Form 15, where the applicant requests a certificate. In most cases, form 15 includes all of the details about sale, inheritance, lease, purchase, gifting, mortgage, relinquishment, and the partition of the property in question.

  • Form 16- the sub-office register issues a nil-encumbrance certificate if the property has not recorded any encumbrance throughout the time for which the applicant has requested a certificate. It is sufficient to establish ownership, and as a result, buyers should get a position certificate in addition to an EC.


The 7/12 Utara is an extract maintained from a land register by each district in Maharashtra and gives complete details of a particular plot. The 7/12 online Maharashtra document is necessary for the ownership of a piece of land. It is used by farmers for crop surveys, loan agreements, and availing of other government facilities. The 7/12 online is issued by the revenue department through the Tehsildar. It contains crucial information about the land, including the area survey number, the owners, their share of land, Encumbrances of the land, etc. The portal allows the landowners in Maharashtra to check land records and get a copy of the 7/12 online by paying a nominal fee. The Maharashtra government has changed the format of the 7/12 online to avoid any duplication and forgery.

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